WHAT YOU CAN EXPECT AS A CLIENT

Creating your Lifestyle Financial Plan is a team effort and takes about 60 days from start to finish

Identifies and clarifies what matters most to you, forming the core vision for your Lifestyle Financial Plan.

A comprehensive written financial plan tailored to helping you turn your dreams into reality based on your goals, values and priorities. Up to nine areas will be addressed depending on your specific needs, including:

Cash Flow Analysis Personal Net-Worth Analysis Employee Benefit Utilization Review Income Tax Analysis Insurance Needs Analysis

Education Funding Needs Retirement Planning Estate and Survivor Planning Investment Portfolio Review

A step-by-step list of actions required to implement your plan and the support to get them accomplished.

We will review your progress monthly, by phone, to make sure your Lifestyle Financial Plan and Lifestyle Action Plan are not gathering dust.

In-person or telephone reviews of the tangible progress made towards your financial goals.

Essential revisions to ensure your Lifestyle Financial Plan stays current, and that changes in your financial resources, goals and priorities are accurately reflected. You annual renewal fee includes an updated Lifestyle Financial Plan, revised Lifestyle Action Plan, and Semi-Annual Implementation Reviews.

Investment Advisory Clients:

Includes your individual investment needs and objectives, time horizon, preferences and attitude toward investing.

Documents how your portfolio will be managed, establishes guidelines for asset allocation and investment selection, as well as performance expectations.

Evaluates the performance of your portfolio and each individual investment.

In-depth discussion of your holdings, giving you a “view from 30,000 feet” of your portfolio's strategy and structure.

To ensure your asset allocation guides are maintained.

All Clients:

By telephone and e-mail. Every attempt is made to return telephone calls and e-mails the day they are received.

E-Tips and E-Bulletins containing timely reminders, market commentary, economic & financial news, educational articles, etc.

Working closely with your attorney and accountant for any legal and tax assistance needed. Clients who do not have an attorney or CPA will have access to my network of professional associates who can provide the necessary expertise.